State Bank of India (SBI) is a prominent public sector bank in India, offering a wide array of debit cards to meet diverse customer needs. Knowing the SBI ATM withdrawal limit is essential for managing your finances effectively. In this blog, we will explore the SBI ATM withdrawal limit per day and other relevant details for different types of debit cards, including key changes anticipated in 2024.
SBI ATM Withdrawal Limit per Day
The SBI ATM withdrawal limit per day varies based on the type of debit card you possess. Here’s a detailed breakdown of withdrawal limits for various SBI debit cards:
SBI Classic and Maestro Debit Cards
- Daily ATM Withdrawal Limit: Rs. 40,000
- Monthly Withdrawal Limit: Rs. 1,00,000
SBI Global International Debit Card
- Daily ATM Withdrawal Limit: Rs. 40,000
- Monthly Withdrawal Limit: Rs. 1,00,000
SBI Gold International Debit Card
- Daily ATM Withdrawal Limit: Rs. 50,000
- Monthly Withdrawal Limit: Rs. 1,50,000
SBI Platinum International Debit Card
- Daily ATM Withdrawal Limit: Rs. 1,00,000
- Monthly Withdrawal Limit: Rs. 3,00,000
SBI INTOUCH Tap & Go Debit Card
- Daily ATM Withdrawal Limit: Rs. 40,000
- Monthly Withdrawal Limit: Rs. 1,00,000
SBI Mumbai Metro Combo Card
- Daily ATM Withdrawal Limit: Rs. 40,000
- Monthly Withdrawal Limit: Rs. 1,00,000
SBI My Card International Debit Card
- Daily ATM Withdrawal Limit: Rs. 40,000
- Monthly Withdrawal Limit: Rs. 1,00,000
SBI ATM Withdrawal Limit per Month
Understanding the SBI ATM withdrawal limit per month is equally important. Each debit card has a defined monthly limit, allowing you to manage your cash flow effectively. For most cards, this limit is set between Rs. 1,00,000 to Rs. 3,00,000, depending on the card type.
SBI ATM Withdrawal Limit per Day for Rupay Card
For Rupay cards, the SBI ATM withdrawal limit per day typically stands at Rs. 40,000. This limit is designed to ensure that users can access cash conveniently while maintaining security.
SBI ATM Withdrawal Limit per Day for Visa Card
Similar to Rupay cards, the SBI ATM withdrawal limit per day for Visa cards is also set at Rs. 40,000. Visa cards are widely accepted and allow customers to transact smoothly both domestically and internationally.
SBI ATM Withdrawal Limit Without OTP
When using SBI ATMs, certain withdrawal amounts may not require an OTP (One-Time Password). Typically, smaller transactions or those below Rs. 10,000 can often be completed without OTP verification, but this may vary based on the bank's policies.
SBI ATM Withdrawal Limit With OTP
For higher-value transactions, the SBI ATM withdrawal limit with OTP applies. When withdrawing amounts above Rs. 10,000, customers may need to enter an OTP received on their registered mobile number to authorize the transaction, enhancing security.
SBI ATM Withdrawal Limit for Global Card
The SBI ATM withdrawal limit for the Global Card is set at Rs. 40,000 per day, similar to other international cards. This card allows customers to access funds seamlessly while traveling abroad.
SBI ATM Withdrawal Limit at One-Time
The SBI ATM withdrawal limit at one time refers to the maximum amount you can withdraw in a single transaction. For most SBI debit cards, this limit is generally capped at Rs. 40,000 to Rs. 1,00,000, depending on the card type.
In conclusion, understanding the SBI ATM withdrawal limits is crucial for effective money management. Whether you use a Classic card or a Platinum card, being aware of your SBI withdrawal limit per day and other limits can help you plan your financial needs better. As we head into 2025, staying updated on these limits will make sure that you can access your funds conveniently and securely. Keep an eye on official SBI notifications for any changes to these withdrawal limits as the new year approaches!
